Today I had one of those...our AC went out over the weekend. Saturday was not bad. Sunday was a tad warm. Today it was nearly miserable.So wishing I had something like a plan they are speaking about could only be wishing. What happened I learned about AC units though. I heard it trying to start and it normally would on the 3rd or 4th try. But the tech tells me it is the capacitor and I was lucky it kept starting. Also wash out the "compressor aka condenser" so there is no cotton/dirt plugging it. Clean/vacuum the blower housing and CHANGE THE FILTER so you do not kill the unit. But read on to find out this good incentive...
It's common for Sellers to consider offering a home warranty or protection plan to make their home more marketable. A growing number of homeowners are now purchasing this type of protection for themselves to limit the unexpected expenses of repairs and replacements.
A home protection plan is a renewable service contract that covers the repair or replacement of many of the components in a home. Some homeowners especially like the convenience that it organizes a qualified service provider as well as the cost of the repairs or replacements.
There are a variety of companies that offer home warranties and the coverage may differ but the majority of things will include heating, air conditioning, most built-in and some free-standing appliances, as well as other specific items. Additional specific coverage may be available for other items like pool and spa equipment.
Some investors are even placing this coverage on their rental properties to limit the amount of repairs during the year. It is a viable way to manage the financial risk and the stress dealing with unexpected expenses.
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