It was not in Denver, but I got to watch Yogi Berra, Mickey Mantle and Roger Marris play in Yankee Stadium in the 1960's with my dad. He let me eat everything I wanted and when Marris hit his 60th that day, I think I was in the toilet hurling, but will never give up that memory! And that is why folks buy homes in Denver...to build memories with their family. So, as you consider that move to, or around Denver, what would you give up? I think I agree with...
Yogi Berra who said he’d give his right arm to be ambidextrous. While most first-time home buyers are not going to that extreme, it is interesting to see what sacrifices are being made according to the National Association of REALTORS® 2016 Profile of Home Buyers and Sellers.
- 43% - cut spending on luxury or non-essential items
- 34% - cut spending on entertainment
- 27% - cut spending on clothes
- 14% - canceled vacation plans
9% - earned extra income through a second job - 7% - sold or decided not to purchase a vehicle
- 44% - did not need to make any sacrifices
Forty-percent of first-time buyers experienced some difficulty during the mortgage application and approval process. Single, male buyers expressed a higher incidence of difficulty than single females and married or unmarried couples.
Pre-approval from a qualified mortgage lender before the home search process begins is still considered the best advice for all buyers who will purchase with a mortgage. Your real estate professional can make recommendations for a loan officer that could help you avoid unnecessary aggravations.
An experienced DENVER loan officer can save you so much in the process, just by helping you increase your credit score 20 points it could shave a 1/4 percent off your note rate when buying that Denver Home. They can also help you see where the down payment might come from. Make sure you get "pre-approved! Call one of these Denver lenders before you start to search for a home. http://www.denverrelocation.com/lenders.shtml. In addition to the right real estate Broker, the right lender are the keys to a good Denver Home buying experience.
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